Most companies follow the law and give quality goods and services to their customers. However, when a business engages in fraud or deceptive business practices, the damages incurred by its customer can be significant. Consumer protection laws are intended to guard consumers from buying defective products, becoming victims to deceptive trade practices and paying hidden or false charges associated with debts. Some examples of consumer protection laws include:
The Telephone Consumer Protection Act (TCPA) is designed to help protect consumers from receiving unwanted, prerecorded or autodialed phone calls. Some recipients of these unsolicited telephone calls may be eligible for relief and monetary compensation pursuant to the Telephone Consumer Protection Act of 1991, 47 U.S.C. § 221, as amended by the Junk Fax Prevention Act of 2005.
If you or someone you know is receiving unwanted, prerecorded or autodialed phone calls, you could have potential claims. Let us review your case and advise you of your rights. View more information here.
In 2005, the Junk Fax Prevention Act was signed into law, and served to amend the Telephone Consumer Protection Act of 1991 to prohibit fax transmissions containing unsolicited advertisement. The Act makes it unlawful for companies to use any telephone facsimile machine, computer, or other device to send an unsolicited advertisement to another telephone facsimile machine in the United States. It also requires that said advertisement provide the recipient with a cost-free mechanism to opt out of receiving transmissions in the future.
If you or your business is receiving unwanted and unsolicited faxes, you could have potential claims. Let us review your case and advise you of your rights.View more information here.
The purpose of the ADTPA is to ensure that the health, welfare and interest of both the consuming public and legitimate businesspersons are protected by a strong and effective consumer protection program. Ala. Code § 8-19-2. In our consumer-based economy, hard-working people who purchase products and services deserve to receive truthful information so they can make meaningful choices about where to spend their money. When this is not the case, the ADTPA provides civil remedies and penalties. If you believe you have been defrauded by a company, or if you have relied on the misrepresentations of a company and suffered harm, you may have claims under the ADTPA.
If you or someone you know has suffered harm due to a company’s fraudulent actions or misrepresentations, you could have potential claims. Let us review your case and advise you of your rights.
The Truth in Lending Act of 1968 (TILA) requires that creditors make certain disclosures to potential borrowers, including credit cards customers, so that these consumers can make informed decisions when borrowing money or accepting credit offers. Among other provisions, the law requires plain language disclosures about the actual costs associated with the consumer credit transaction, such as the terms of a loan, interest rates, due dates and other relevant information. Borrowers should also consider the laws under TILA anytime they obtain a loan secured by residential property.
The Truth in Lending Act has very specific requirements for determining violations under its various sections. If you believe you are dealing with a creditor that has violated any of its obligations under TILA, you could have potential claims. Let us review your case and advise you of your rights.
Consumer fraud and other consumer protection cases warrant immediate consultation with an attorney. If you believe your rights have been violated, call (205) 410-1155 for a free, confidential consultation.
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